10. What judgment means

“If a credit search is done against your name and a Judgment appears this will affect your credit rating and will make getting a loan or mortgage more difficult.”

Once Judgment has issued one or more of the following will happen:

  • Judgment may be registered in the Central Office of the High Court, which will result in the Judgment being published in Stubbs Gazette.
  • Judgment may be placed in the hands of the Sheriff for seizure
  • An Instalment Order may be obtained against you
  • A Judgment Mortgage may be registered against any property you might own.

If a credit search is done against your name and a Judgment appears this will affect your credit rating and will make getting a loan or mortgage more difficult.